Licensed Health Advisor · Health Advisor

Your health. Your family. Covered with care.

Navigating health insurance shouldn't feel like deciphering a foreign language. I translate the fine print, find the plan that actually fits your life, and stay in your corner long after the paperwork's signed.

Key Health Solutions
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The Approach

Insurance that actually fits the life you're living.

Most people don't need another sales pitch. They need someone who'll actually sit down, listen to what their family needs, and do the homework for them.

That's what I do. I shop across the country's top carriers, compare plans line-by-line, and hand you a clear recommendation — no jargon, no pressure, no nonsense.

30+
States Served
100%
No-Cost Consults
1:1
Personal Advocacy
What I Offer

Coverage for every chapter of your story.

/ 01

Major Medical

Comprehensive ACA-compliant health plans for individuals, families, and self-employed professionals.

/ 02

Supplemental

Accident, critical illness, and hospital indemnity — the safety nets under your safety net.

/ 03

Dental

Preventive cleanings, major work, and everything in between — coverage built around the smile you already have.

/ 04

Vision

Exams, lenses, frames, and contacts — keeping the details of your life in sharp, beautiful focus.

Service Areas

Licensed across 30+ states and growing.

Wherever you call home, there's a good chance I can meet you there.

Midwest
OHINIL MIMOIA WIKS
Northeast
MDDE VAWV
Southeast
FLGAAL TNKYSC NC
South Central
TXOKAR LAMSNE
West
CONVUT WYSDMT
Protecting your family should not feel overwhelming. I'm here to bring clarity, patience, and genuine care to the process, so you can feel confident in the choices you make.
Let's Talk

A quick conversation, zero pressure.

Pick up the phone, send an email, or book a time that works for you. We'll spend 20 minutes figuring out if I'm the right fit — no sales pitch, no obligation.

Direct Line
813 · 523 · 1059
Email
coskey.healthadvisor@gmail.com
Book Online
calendly.com/jennifer-coskey
Jennifer Coskey
About
Jennifer Coskey
Licensed Health Advisor

I did not become a health insurance advisor by accident. I stepped into this work because I care deeply about helping people feel protected, informed, and supported when making decisions that affect their families. I wanted to do something meaningful — something that allowed me to make a real difference in people's lives.

As a mom, I know how important it is to feel like the people you love are protected. That is the heart behind what I do. I help individuals, families, and self-employed clients understand their options, ask the right questions, and feel confident in the coverage they choose.

Whether we are talking over the phone, meeting on a video call, or walking through the details together, my goal is always the same: to show up with honesty, patience, and genuine care — to make the process feel less overwhelming and to be someone you can count on before, during, and long after you choose a plan.

Why I Do This

For my daughter —and for every family who deserves to feel protected.

Before I became a licensed health insurance advisor, I was already someone who cared deeply about helping people feel seen, supported, and taken care of. Becoming a mom only made that part of me stronger. My daughter is my reason for everything I do, and she has taught me just how important it is to protect the people who depend on you.

That is a big part of why this work matters so much to me.

Health coverage can feel confusing, overwhelming, and sometimes even intimidating. Most people do not know what questions to ask, what details to look for, or how one small part of a plan can make a big difference later. I believe families deserve more than rushed explanations, confusing fine print, or someone who disappears after the sale.

"Every family deserves someone in their corner. Not a call center. Not a chatbot. A real person who knows their name, understands their story, and treats their coverage like it matters — because it does."

So I got licensed. I got to work. And I built Key Health Solutions on one promise: that no mother, no father, and no family should ever have to figure this out alone.

My goal is not just to help people find a plan. My goal is to help them understand their options, feel confident in their decisions, and know they have someone they can reach out to when they need help.

My daughter is the reason this work matters. She is the reason I work hard, the reason I keep going, and the reason I care so much about helping other families feel protected too. She is the reason I answer the phone on Sundays or holidays, take the extra time to explain the details, and stay on hold with a carrier when a client needs support.

She is my "why." She is the key — and she always will be.

— Jennifer
Mom · Licensed Health Insurance Advisor · Your Advocate
What I Stand For

Three things I'll never compromise on.

01

Honesty Over Sales

If a plan isn't right for you, I'll tell you. If you don't need the upgrade, I'll talk you out of it. Trust is the only currency I care about building.

02

Advocacy That Lasts

The paperwork is the start, not the end. When claims get denied, when networks change, when life happens — I'm the call you make.

03

Family First, Always

I treat your family the way I'd want someone to treat mine. That's the whole playbook. There is no other playbook.

Licensed Advisor
30+ States Nationwide
ACA Certified
Marketplace Specialist
Based in Tampa
Serving Nationwide
Let's talk

Your family deserves a real advocate.

Book a no-pressure 20-minute call. I'll listen first, ask the right questions, and tell you honestly whether I can help.

What to Expect

From confusion
to clarity — together.

Here's exactly what working with me looks like, start to finish. No surprises, no hidden steps, no fast talk. Just a clear path forward.

The Process

Five steps. Zero guesswork.

Most of my clients are fully covered within a week of our first call. Some move faster. Some take a month. I move at your pace, not mine.

The First Conversation

A 20-minute call to understand your family, your budget, and what keeps you up at night. No pitch, no pressure — just listening.

I
II

The Homework (I Do It)

I pull plans from every top carrier licensed in your state, compare them line by line, and narrow down to two or three that genuinely fit.

The Plain-English Walkthrough

We meet again — virtually or in person — and I walk you through the short list. What's covered, what's not, what it costs, and why I'd pick it.

III
IV

Enrollment, Handled

Once you decide, I handle the paperwork, the submissions, and the back-and-forth with the carrier. You sign once. I do the rest.

The Part Nobody Else Does

I stay. Year-round. When claims get denied, networks shift, or open enrollment rolls around — I'm already on it before you have to ask.

V
What's Covered

Every plan I touch.

Individual & Family

ACA marketplace plans, private coverage, short-term bridges — built around your household, not a stranger's.

Self-Employed

Designed for contractors, freelancers, and small business owners who've been quoted too high for too long.

Supplemental

Dental, vision, accident, critical illness, hospital indemnity. The layers that catch you when the big plan doesn't.

Small Business

Group plans and owner-level coverage built for teams under fifty — benefits that keep your people, without bleeding your payroll.

Marketplace / ACA

Subsidy analysis, enrollment windows, special qualifying events. The healthcare.gov maze — walked alongside you, not handed off.

Ongoing Advocacy

Claim denials, billing disputes, renewal reviews. Year-round service isn't an upgrade here — it's the whole point.

Questions

The things everyone asks first.

Nope. As a licensed advisor, I'm compensated directly by the insurance carriers when you enroll. You pay the same premium whether you use me or call the carrier yourself — the difference is you get an advocate instead of a hold queue.
Bring it. I'll do a free policy review and tell you honestly if you're already in a good spot or if there's a better fit out there. Sometimes the answer is "stay where you are" — and I'll say so.
Most clients go from first call to fully enrolled inside of a week. Some wrap up in 48 hours. Complex situations — health conditions, multi-state households, carrier transitions — may take a few weeks. I move at your speed.
This is where most agents disappear. I don't. You get my direct line, year-round claim support, an annual policy review, and a proactive heads-up whenever something changes that affects your coverage. The relationship starts at enrollment — it doesn't end there.
Only if you want to. I work with clients across 30+ states — most of our meetings happen by video or phone. For Tampa Bay clients, I'm happy to come to your kitchen table. Whatever feels right.
Ready when you are

One call. Twenty minutes. Zero pressure.

You bring the questions. I bring the answers. If it's a fit, we build something together. If it's not, you leave with more clarity than you came in with.

Call 813 · 523 · 1059 Send an Email
Testimonials

The words of families I've had the honor to serve.

Real clients. Real stories. Real coverage that changed how their families sleep at night.

“
Jennifer took a week of panic and turned it into a single afternoon of clarity. She explained every line, answered every question, and found us a plan that actually fit our budget. I've never felt so taken care of by anyone in insurance before.
Sarah M.
Family of Four · Florida
“
As a self-employed contractor, I'd been overpaying for years. Jennifer cut our monthly premium nearly in half and got us better coverage. She answers her phone. She follows up. She actually cares.
Marcus T.
Self-Employed · Georgia
“
We got hit with a surprise claim denial last December and Jennifer was on the phone with the carrier the same day. Two weeks later, it was reversed. She didn't have to do any of that — but she did. That's the difference.
The Alvarez Family
Enrolled 2024 · Texas
“
I'd been avoiding open enrollment for three years because the jargon made my head spin. Jennifer walked me through it in plain English. I finally understand what I'm paying for — and I'm paying less.
Rachel P.
First-Time Client · North Carolina
“
My mom was overwhelmed trying to pick coverage on her own. Jennifer sat with her — patient, thorough, never rushed — and made her feel like the most important client on her roster. That meant the world to us.
David R.
On Behalf of My Mother · Ohio
“
The best thing I can say is this: a year after enrolling, Jennifer is still the one I call when anything comes up. Not a 1-800 number. Not a stranger. Her. That's rare in this industry.
Lauren K.
Long-Term Client · Tennessee
Your turn

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Every name on this page started with one conversation. Yours can too.

Call 813 · 523 · 1059
Get a Quote

Let's find your plan.

Share a few details and I'll reach out personally with options tailored to you. No pressure, no spam, no sales script — just a real conversation.

I typically respond within one business day.